Privacy Policy

1. Introduction
Welcome to OpenCare Seniors (“we,” “us,” “our”). We understand that privacy matters. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at https://opencareseniors.com (the “Site”) and use our services. By accessing or using our Site or providing us your information, you agree to this policy.

2. What information we collect
We may collect personal information (“Personal Data”) that you voluntarily provide to us, including but not limited to:

  • Your name, address, ZIP code, phone number, email address

  • Demographic information (age, date of birth, gender)

  • Insurance‐related information: smoker status, health history (if you apply for a quote)

  • Payment or premium information (if applicable)

  • Technical data: IP address, browser type, referring URL, pages visited, time on site

  • Cookies and similar tracking technologies

3. How we collect information
We collect information when you:

  • Submit a quote request or application form

  • Contact us by phone, email or via our chat or contact form

  • Use or visit the Site (automatic data collection via cookies and analytics)

  • Interact with third-party services we use (for example analytics or marketing tools)

4. Use of your information
We use your information for purposes including:

  • Providing you insurance quotes, services and support

  • Verifying and underwriting coverage, assessing eligibility

  • Communicating with you (phone, email, SMS) about our products and services

  • Marketing and promotional communications (only where permitted)

  • Improving our website, service offerings, analytics, fraud detection

  • Complying with legal and regulatory obligations
    We will never sell your personally identifiable information to unaffiliated third parties for their direct marketing.

5. Sharing your information
We may share your information with:

  • Affiliates, carriers and insurance providers with whom we work to secure coverage for you

  • Service providers and vendors who assist us (e.g., analytics, hosting, marketing) under contract and confidentiality obligations

  • Legal or regulatory authorities when required by law or to protect rights

  • In connection with a merger, acquisition, sale, or reorganization of our business (subject to confidentiality)
    Your information will not be shared for purposes other than those described above without your consent.

6. Cookies and tracking technologies
We use cookies, web beacons, and similar tracking technologies to collect usage and device information. You may disable cookies in your browser settings, but doing so may limit certain features of the Site.

7. Your rights and choices
Depending on your state or country of residence, you may have rights such as:

  • Accessing or requesting a copy of your personal information

  • Correcting or updating your information

  • Deleting your information (subject to retention obligations)

  • Opting out of marketing communications
    If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA).
    To exercise these rights or ask questions, contact us at:
    Email: life@opencareseniors.com
    Phone: 321-222-9443
    Address: 4755 9th St N, Naples, FL 34103

8. Data security and retention
We implement commercially reasonable administrative, technical and physical safeguards to protect your data from unauthorized access, disclosure or misuse. We retain your personal information as long as necessary to fulfil the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

9. Children’s privacy
Our Site and services are not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected data from such a child, please contact us and we will take corrective action.

10. Links to other sites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review the privacy policies of any such third-party site you visit.

11. Changes to this Privacy Policy
We may update this Privacy Policy from time to time by posting the revised version with the “Last updated” date. We encourage you to review this page periodically. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

12. Governing law
This policy shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to conflict of law provisions.